Texts ignored. Emails ignored. A certified letter creates a record.

Send a certified letter for the wages and pay you're owed — without hiring a lawyer.

You did the work. The paycheck or invoice never came. JustOwed is self-help software that helps you organize the facts and send your own letter — by USPS Certified Mail, in your name.

You're not alone, and you're not stuck. Most people never send anything in writing. A documented certified letter changes the conversation.

A letter built from the facts of your case and the wage- or contract-law references for your state.
Mailed USPS Certified with tracking — a dated, documented record you keep.
If it is ignored, you keep a complete, organized file for whatever you decide to do next.
Start your claim
Pick what happened. No signup to begin.
Unpaid wages→
An employer didn't pay wages, overtime, or a final paycheck.
Unpaid contract work→
A client didn't pay a freelancer or contractor invoice.
Free to start. You see the exact price before anything is sent.
How it works

Four steps. You stay in control.

1
Tell us what happened
A short guided form: who owes you, how much, and the dates. No legal jargon.
2
We assemble your letter
A clear letter built from your facts and the wage- or contract-law references for your state.
3
We mail it certified
Sent USPS Certified Mail from you, in your name and return address — with tracking.
4
You keep the file
Tracking, the letter, and your evidence stay organized in one place.
Compare options

Cheaper than a lawyer.
Stronger than a free template.

A free template still leaves the hard part to you. A lawyer is expensive for a letter. JustOwed sits in between — done for you, sent for you, kept for you.

Free template
$0
do it all yourself
–You research your own state rules
–You write the letter
–You find a post office, pay, track it
–No record kept for you
Recommended
JustOwed
Flat fee
shown before you pay
✓Letter built from your facts + state-law references
✓Mailed USPS Certified, in your name
✓Tracking + complete file kept for you
✓No subscription, no signup to start
Start your claim →
Hiring a lawyer
$$$
often hundreds for a letter
–Professional, but costly for one letter
–Consultation + retainer to start
–Overkill for a first written demand
–You may not need one yet

JustOwed is a self-help software platform. We do not provide legal advice and we do not represent you — not a law firm.

Questions

Is this legal advice?
No. JustOwed is self-help software — not a law firm. We help you organize your own facts and send your own letter. We do not provide legal advice and we do not represent you. Using JustOwed does not create an attorney-client relationship.
Whose name is on the letter?
Yours. The letter is sent from you, with your name and your return address. JustOwed never appears as the sender and never speaks for you.
What if they ignore the letter?
You keep a complete, organized file — the letter, certified-mail tracking, and your evidence. That record is yours to use however you decide, including talking to an attorney or a state labor agency.
Do I need an attorney?
That is your call. Many first written demands are resolved without one. JustOwed helps you take that first documented step; it does not replace an attorney if you need one.

Owed money? Put it in writing.

It takes a few minutes to start. You see the exact price before anything is sent.

Start your claim
JustOwed