Effective May 23, 2026 · Last updated June 3, 2026

Disclaimer

JustOwed is a self-help software platform and is not a law firm. The Service is available to both employees seeking unpaid wages and independent contractors and freelancers seeking payment for services rendered.

No Legal Advice or Representation

We do not provide legal advice, legal opinions, or legal representation of any kind. Using JustOwed does not create an attorney-client relationship between you and JustOwed or any person associated with JustOwed.

You Are the Author and Sender

Demand letters and case files generated through the Service are templates populated with the information youprovide. Any notice sent through the Service is sent from you, not from JustOwed. JustOwed’s name does not appear as the sender of any notice.

No Guarantee of Outcome

Outcomes are not guaranteed. We are not responsible if a notice does not result in payment or any other particular result. The Service does not predict, promise, or imply any outcome in connection with your matter.

Laws Vary by State and Circumstance

Employment and contract laws vary by state, locality, and individual circumstances. The information available through the Service is general and informational in nature. For complex matters, or whenever you are uncertain about your rights or obligations, you should consult a licensed attorney. See our Find an Attorney or Legal Aid page for resources.

This product is not a substitute for the advice of an attorney.